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Free Money Calculators to Help You Take Control of Your Finances

Quickly estimate debt payoff, income, loans, and financial goals in seconds. No spreadsheets, no sign-up, no nonsense.

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The Right Tool for Every Money Decision

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Debt & Credit

Credit Card Payoff Calculator

Find out exactly when you'll be debt-free and how much interest you'll pay — plus see how paying off balances improves your credit score.

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Debt & Credit

Debt Free Date Calculator

Set a target payoff date and calculate the monthly payment needed — with a credit score impact estimate as you pay down debt.

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Loans & Borrowing

Loan Affordability Calculator

Determine the maximum loan amount you can comfortably afford based on your income, expenses, and interest rate.

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Income & Salary

Hourly to Salary Calculator

Convert your hourly wage to annual, monthly, and weekly salary — with after-tax estimates for all 50 states.

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Financial Planning

Passive Income Goal Calculator

Calculate exactly how much you need to invest to hit your monthly passive income target at different return rates.

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New Feature

See How Paying Off Debt Boosts Your Credit Score

Our Credit Card Payoff and Debt Free Date calculators now include a live Credit Score Impact Estimator. Enter your credit limit and balance to see how reducing your utilization ratio can add points to your FICO score — often within 30–45 days.

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