Professional Financial Planners
Formula-driven Excel spreadsheets that do the heavy lifting. Built by the same team behind our free calculators — now with deeper analysis and more detail.
Debt Payoff Simulator
Track every debt, compare payoff strategies (avalanche vs snowball), and see your credit score impact month by month.
- ✓8 debt rows with live amortization formulas
- ✓Avalanche vs. Snowball strategy comparison
- ✓Credit score impact estimator
- ✓Monthly payment tracker (12-month grid)
- ✓Interest savings calculator
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Debt Freedom Date Planner
Set your target debt-free date, calculate the exact monthly payment required, and track credit score improvements.
- ✓PMT formula — exact monthly payment required
- ✓Debt-free date auto-calculated
- ✓Credit score milestone tracker (0–24 months)
- ✓Total interest vs. principal breakdown
- ✓5-scenario credit utilization table
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Loan Decision Simulator
Compare up to 3 loan scenarios side by side — monthly payments, total interest, LTV ratio, and true cost of each option.
- ✓Compare 3 loan scenarios side by side
- ✓Monthly P&I + PITI payment breakdown
- ✓Total interest & true cost of loan
- ✓Loan-to-value ratio calculator
- ✓Auto 'Best Choice' indicator
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Income & Salary Planner
Convert any hourly rate to annual take-home pay with state taxes, 401(k), and health insurance deductions. Includes raise impact calculator.
- ✓All 50 state income tax rates built in
- ✓Federal tax brackets (2024)
- ✓401(k) + health insurance deductions
- ✓Gross → net take-home breakdown
- ✓Raise impact calculator (5 scenarios)
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Passive Income Growth Planner
Map your path to financial freedom with a 30-year compound growth projection, income source tracker, and 4% rule calculator.
- ✓30-year compound growth projection
- ✓4% Rule retirement number calculator
- ✓8 income source tracker (ETFs, REITs, etc.)
- ✓Monthly passive income vs. goal progress
- ✓Year-by-year portfolio milestones
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Get All 5 for $35
Save $10 vs. buying individually. One checkout, five instant downloads.
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