Passive Income Goal Calculator

Calculate exactly how much you need to invest to hit your monthly passive income target at different return rates.

Your Passive Income Target

Monthly Passive Income Goal

Expected Annual Return Rate

Current Savings / Portfolio

Monthly Contribution

Your Passive Income Roadmap

Portfolio Needed

$342,857

Annual Passive Income

$24,000

Time to Goal

21yr 6mo

At 7% annual return, you need $342,857 invested to generate $2,000/month passively. Contributing $500/month, you'll reach this goal in approximately 21 years.

Take It Further

Passive Income Growth Planner

Model multiple income streams, compare investment vehicles, and see your compound growth curve over time. The Passive Income Growth Planner helps you build a complete roadmap to financial independence.

View All Planners

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How to Calculate Your Passive Income Goal

The required portfolio size equals your annual income goal divided by your expected return rate. For example, to generate $2,000/month ($24,000/year) at a 7% return, you need approximately $342,857 invested.

The time-to-goal calculation compounds your current savings and monthly contributions at your chosen return rate until the portfolio reaches the required amount.